Struggling with debt? There are things that you can do
Cardeo is designed to help people escape the credit card trap. But even with the best tools, situations can change, leaving people facing financial difficulty.
If you are worried about making credit card repayments, we will do what we can to help. We can’t advise on debts other than those related to your connected credit cards, but we can recommend free services that help with money and wellbeing.
Cardeo payments are advisory. They help people who can comfortably make the minimum monthly repayments on their credit cards, and still keep up with other bills and credit commitments, to repay their credit cards consistently each month.
If you have set up payments in Cardeo, but are struggling to make them each month, you can pause your payments in Cardeo. You’ll still have to repay your credit card providers, and should contact them to discuss your situation.
Free money advice
Look after yourself
Struggling with money can be very stressful, and connected to other things in your life. These free services can help you get through it.
Find the right help for physical ill health and recovery
List of helpful charities, and an urgent helpline
Help and support for mental health difficulties
Charity offering 24/7 support for any issue you’re facing
Anonymous message service for instant mental health support
Advice on homelessness and losing your job
Help for the bereaved, by the bereaved
Support and resources for carers
Free, legal advice on many issues, including relationship breakdown
24/7 support for victims, including domestic abuse